What is an origination fee? Dane October 24, 2018 17:56 Updated Follow An origination fee is an upfront fee charged for processing a new loan application. Related articles What is a finance charge? After completing my application and approving my loan, I noticed you charged me twice. Why am I seeing two payments? Are there any penalties for paying my loan off early? Is this an installment loan? What kind of travel can I buy with Uplift Pay Monthly? Comments 0 comments Please sign in to leave a comment.